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Online businesses continue to thrive as we move forward Since its inception, the internet has provided entrepreneurs with a new and easy platform to trade. Simply put online businesses are easy to start and cost much less compared to offline businesses. Additionally they not only have a wide reach but can also be operated conveniently from home.Starting an online isn’t hard, all you need is sound business plan or an idea and you are of to go. If you are thinking of starting an online business, then here are the advantages of starting such a business that you need to know.Advantages of online businessesLow start-up costs
Online businesses can be started on low budget as most expenses associated with offline businesses are done away with. Expenses such as office space, job expenses, office supplies, travel expenses, entertainment allowance are eliminated. The main cost of setting one up involves expenses like web design and marketing which don’t cost much.Lower operating costs
Generally most online businesses have lower operating costs compared to their offline counterparts. Once a given website is set up the remaining operational costs are minimal. Some of the operational costs incurred when running the business include; hosting fees, merchant accounts, salaries to web admin etc.Easy targeting
Its easier to target a certain market segment online compared to offline. Through keyword targeting online businesses can easily target their customers. Moreover, most customers use keywords or phrases when looking stuff online. Market selectivity is one of the main advantage of trading online.Easy tracking
Another advantage is that one can easily track their customers activities and derive important customer feedback that can help in improving the business further. By tracking users behavior business owners can be able to identify serious buyers and those may need further convincing. Carrying out research or a survey online is both inexpensive and timely.Flexibility
A business set up online simply offer unmatched flexibility and convenience. Typically an online store is usually open 24/7 to the delight of both buyers an sellers. Unlike traditional store which have opening an closing time, websites remain opened throughout unless the site is undergoing maintenance. Whether you shop at night or early in the morning you can be guaranteed that you will get whatever you want.Convenience
Online businesses offer unmatched convenience, as one can shop at the convenience of their homes and have things delivered immediately. Running an online businesses does not require one to set up an office as everything can be done at home provided there is the availability of internet and telephone service. In a nutshell they provide the much needed convenience to both customer and business owners.Cheap advertising
Unlike traditional businesses which spend thousands of dollars in advertising, most advertising done online is relatively cheap. Additionally there many free advertising platform where one can promote their businesses for free. Promoting your business on social media, blogs, forums is entirely free, all that is needed is little investment in time and effort.

Urban fashion trends have been around for the better part of a decade, and they don’t show any signs of going anywhere to soon. Instead, they seem to simply evolve; from the bright colors and bling bling accessories of the hip hop style to a more understated and profession urban fashion trend of today. When urban style first met hip hop culture in the 1980′s, the trend leaned toward bright, bold attention-getting garb that was particularly enticing to the African American and Latino cultures. Today, youth from all cultures are discovering the attraction of current urban fashion trends, as a way to break with the mainstream fashion with this teen fashion design and still fit in well in the academic and professional world.Characteristics of Urban Style The urban fashion trends of today lean toward comfortable style with a touch of spirit. Bright colors and tailored pieces with a cleaner, more professional look have come into vogue. While flashy jewelry is still worn by some, others have moved away from these sorts of urban fashion trends to protest the materialism that the looks suggest. The designer labels that used to be a must in urban fashion trends are not as important as they used to be, and some of fashion followers even find them a pretentious reminder of days gone by. Instead, urban outfitters are looking for separates that are basic, inexpensive and fit well.The Rise of Celebrity Wear Many celebrities have jumped on the bandwagon of urban fashion trends by offering their own lines of this clothing. Kimora Lee Simmons came out with the Baby Phat brand that is popular in many specialty boutiques and department stores right now. Russel Simmons introduced Phat Farm, Diddy offers Sean John and Damon Dash and Jay-Z offer Rocawear. This has become a popular urban fashion trend that many youngsters have joined, since they were familiar with the names behind the lines long before the clothing ever came into vogue. However, it isn’t cheap to boast a celebrity name on your clothing tag, so get ready to spend a hefty amount to dress like your favorite stars.Urban fashion trends have come and gone over the past decade or two, but on thing is for sure. This fad has become more than just a fad; it is an entire culture and way of life for many of our youth today. Whether you like the urban fashion trends or would prefer to see them run their course, it appears that this style is going to be around for a good long while.

Do you have a child with autism that is 16 years of age or above, receiving special education services? Do you worry about what will happen to your child, after they are no long eligible, for special education services at the age of 22? Would you like to learn what 4 areas need to be considered when you are writing a transition plan for your child? This article will discuss four important areas of transition, that must be included ,when special education personnel write a transition plan for your child.The Individual with Disabilities Education Act require a transition plan and needed transition services on the plan, for all children with disabilities who are 16 years of age. Some states require that the plan be developed when the child is 14 and ½, so check with your state board of education and see what the age requirements are in your state.Transition Services means a coordinated set of activities, designed in a result oriented process, that is focused on improving the academic and functional achievement, of the child with a disability to facilitate movement from school to post school activities.There are 4 areas that must be addressed in the transition plan, these are:1. Employment is defined as competitive, supported etc. Transition assessments may be done in the area of employment to determine Strengths, weaknesses, preferences and interest of the student in developing post school outcomes. You may request a functional vocational evaluation, if you think that your child needs it. It is important to have high expectations in the area of employment so to help a child reach their full potential.2. Post Secondary Education is defined as college 2 yr. 4 yr, trade school, vocational school based on student preference. The transition goals should help bring the student to the place they need to be in order to go to post secondary education.3. Post Secondary Training is defined as vocational training, independent living skills training. This is different from #2 because this training is usually given by an agency that works with adults with disabilities. This would be appropriate for students with moderate to severe disabilities, though high expectations should still be expected. Hopefully this training can be given in the community and not at the agencies building (most people refer to such as sheltered workshops). Community is always better!4. Independent Living Skills training if needed, and is defined as, activities of daily living, functional home skills, cooking, shopping, housework, money skills, budgets, transportation, recreation/leisure, and future planning.I believe that all students regardless of the level of their disability must be given functional skills training and independent living skills training. It will help the adult become as independent as they can be, and will ensure that they reach their full potential.If you make sure that your child’s transition plan includes these 4 areas: Employment, Post secondary education, Post secondary training, and Independent Living Skills training, your child will be on their way to reaching their full potential as an adult.

Dynamic markets create opportunity Markets create energy because they are dynamic. They are constantly evolving in response to changes in the economic, political and technological environments. Understanding what causes a market to evolve helps you predict where opportunities will emerge; how fast they will develop, and when and whether mass adoption will occur. If you can capture this energy, you can use it to drive the sales process.Dynamic systems create energy. If left unchecked, any systemic change tends to grow. A snowball rolling downhill gets bigger. Growth creates momentum. As the snowball grows bigger, it goes faster. Momentum creates energy. The faster the snowball rolls; the bigger it gets; the harder it hits the tree. Energy drives change. (Source The Fifth Discipline)You can use the energy sources created by an evolving market to motivate prospects to buy your solution. Persuading people to try out a new technology is an uphill battle. You have to invest a lot of your precious energy – sales resources, capital, technical expertise, etc. – into convincing prospects they can benefit from using your technology to support their business. However, if you understand what is driving market change- an increasingly mobile workforce, higher need for personal security, faster access to global markets – then you use the energy created by the market to motivate prospects to buy. Thus, you need to invest less of your own resources and you can sell more productively and efficiently.Technology markets create abundance.There are two laws that explain why technology-enabled markets generate extraordinary amounts of energy.
1. Moore’s Law predicts that technology is going to improve in the future and cost less.
2 Metcalf’s Law states that technologies become more useful as more people use them.The combination of these two laws creates an economy of abundance that is unique to technology markets. As Moore’s Law predicts an endless supply of ever-increasing resources and Metcalf’s Law promises that innovations will be quickly adopted, the nature of the economy changes.Gordon Moore, the founder of Intel, said, “Every 18 months processing power doubles while the cost holds constant.” The implications of Moore’s Law are that every 18 months technology is going to cost half as much and be twice as powerful. Moore’s Law has held true for over 30 years. Previous economies were based on the laws of scarcity, where you have a limited amount of resources and value is based on how scarce they are – gold, oil, land, etc. The more you use up the resources the less energy you have.A technology-based economy is based on the laws of abundance. According to Moore’s law, there will always be cheaper resources tomorrow. This ever-increasing pool of resources enables customers to implement new business strategies. If it isn’t possible today, it will be possible tomorrow. Improved technology is constantly fueling the market, creating energy.Furthermore, thanks to this simple formula technological obsolescence is only a few months away. Customers can never afford to sit still for fear that a competitor will be able to leapfrog ahead of them if they adopt the next generation of technology faster. This anxiety is another powerful source of energy that you can use to drive your sales.Metcalf’s Law also has a powerful effect on developing markets. Robert Metcalf, the founder of 3Com, said “New technologies are valuable only if many people use them… the utility of a network equates the square of the number of users. ” This means that the more people use a technology, the more useful it becomes. If there was only one fax machine in the world, it wouldn’t be useful. With two fax machines you can send mail back and forth faster and cheaper than if you send it through the post office. With 2,000,000 fax machines, you never have to wait in line at the post office again. According to Metcalf a technology’s usefulness equals the number of users squared. If two people use a fax it is four times easier than using the postal system. If 20 people use the fax machine, it is 400 times easier. This creates a geometric increase in the technology’s utility, which is just another way of saying why customers would want to buy it. So if 2 people want to buy a fax machine today; 4 people will want to buy it tomorrow; 16 people will want to buy it the day after tomorrow; 256 people will want to buy it next week, and 2,147,483,648 will want to buy it by the end of the month. That is a lot of potential customers lining up to buy your product, which is what market energy is all about.Abundance creates demand for your technology. Since technology markets create abundance they are not subject to the constraints of scarcity. They have unlimited growth potential and consequently unlimited potential to create wealth.

Though some people say that telepathy exists and that there are mind-readers in this world, most of us have got as far as online communication. That’s not to degrade communication over the Web. Just as the discovery of fire was an important milestone in the lives of stone-age men and women, online or electronic communication has been a significant achievement of the modern world. And if you had lived in the middle-ages, you would have equated online communication with magic of some sort.What’s Online Communication All About?Online communication is a subject that’s diverse and multidimensional and which includes several aspects in its gamut. The domain of online communication includes everything from emails and online chats to web conferencing and video conferencing. While chats and emails help you to communicate with people without seeing them, video and web conferencing allow you to link up with people, talk to them, brainstorm, explain things to them and do a lot more, while you see them. Moreover, video and web conferencing help in real time collaborations and in smarter online communication.Online Communication: Video ConferencingOnline communication in the form of video conferencing has many applications and advantages. Video conferencing is used extensively in corporate offices for meetings. That’s because this form of online communication is relatively cheap as compared to communication through formal meetings and conferences. A video conference is a type of online communication that can be organized in a jiffy, depending on the video conferencing software that you’re using. Most branded video conferencing software allows you to set up a platform for multipoint online communication, in no time. You just have to inform the conference attendees so that they can join the conference. Video conferencing software can generally be integrated with video chat facilities and the VoIP facility so that people can chat with each other and talk and listen to each other through headphones while conferring. Product demonstrations, on-the-job training sessions, PowerPoint presentations, and other explanatory sessions can easily be hosted effectively through video conferencing.Video conferencing software also comes with whiteboard facilities so that presenters can use the virtual whiteboard to make the subject-matter of the conference more comprehensible. Bullet points and diagrams displayed on the virtual whiteboard can help attendees make sense of the virtual conference and understand the subject-matter better. Video conferencing software also permits the facility of ‘remote desktop sharing’. This facility allows conference participants to access and manipulate the presenter’s desktop. The remote desktop sharing facility is of particular utility in training sessions. Complicated processes become lucid as trainees get a chance to perform or try out the processes on the presenter’s computer screen via remote desktop access. The remote desktop access also enables the participants to understand the features of an application as they can actually fiddle with the software from their own desktops while it is being shown on the presenter’s desktop.Video conferencing is a type of online communication that diminishes the costs of hosting a normal and formal meeting by a substantial extent. A formal meeting entails all sorts of expenditures. These may be in the form of venue charges, meeting snacks, luncheons and dinners, accommodation charges for out-station participants, meeting stationery and kit charges, meeting equipment charges, etc. An online communication in the form of a video conference saves a lot of finances as people can attend the conference even though they are located far away from each other. There’s no need to spend money on the venue, food, equipment, stationery, and hotels and guest houses, if you host a video conference. The benefits and dynamism of a web or a video conference have made this form of online communication more popular than the traditional conference.Online Communication: Emails and ChatsOnline communication makes the communication process more rapid. For instance, if you sent a letter to your friend, the letter would take some time to be delivered. Whereas, if you communicated with your friend via the email, you’d be able to communicate at a greater speed. And chats can make the communication process even faster by allowing you to communicate with people, instantaneously.Importance of Organization in Online CommunicationBut online communication has to go hand-in-hand with organization, if it is to be effective online communication. Even video conferencing needs proper organization. Most platforms for online communication that are available in the market today, concentrate only on the presentation part of the communication. But presentation is only the end-product of online communication, not the source or the basis. The chief ingredient of any effective online communication is organization. Presentation is only the outcome, the success of which rests on the foundation or bedrock of organization. So, if online communication’s got to be productive, result-oriented, emphatic and informative, it has to be organized and methodical. Meaning that what you’re going to say and whom you’re going to say it to, are things that have to be pre-arranged. While video conferencing takes care of the ‘how’ part, i.e. how you’re going to say what you have to say, something or somebody has to take care of the ‘what’ and the ‘whom’ facets.That’s where the online diary planner figures. A web-based application that’s been built using cutting-edge technology, the online diary planner provides advanced conference and business solutions and enhances the process of online communication. A reliable online diary planner helps you to map out strategies and chalk out goals and provides you the expertise that you need for conference and business organization and management. Apart from allowing you to store data of various categories, retrieve data in seconds, it offers you the benefit of professional networking. With a reliable online diary planner, you can share your meeting and agenda details with the people you want, instantaneously.It boosts the process of online communication dramatically as it helps people to engage in meaningful online discussions before the meeting so that they can decide and agree on the meeting agenda. You can also send emails through an authentic online diary planner to people who have and who don’t have accounts with the webapp. When sending emails through an online diary planner, PDF versions of the meeting and agenda details are automatically generated and sent as attachments. A genuine online diary planner is a substantive web-based application as it is one of the few online gizmos that aids in collective data organization as well as in online communication. It helps you to be the dominant player and a winner in a fast-paced, competitive environment. A genuine online diary planner compels you to work with robotic precision while enabling you to think creatively. For convincing and potent online communication, use the online diary planners for meetings and conferences that have been recommended by Wikipedia. Wikipedia is an encyclopedia and a source of unbiased and authentic information. When Wikipedia recommends and mentions the names of some online diary planners for the effective management of meetings and conferences, then those online diary planners must be truly excellent for the glitch-free management of meetings and conferences.

What makes rich people rich? Looking at the spending pattern of various income groups in the U.S. makes it clear: Savings. The real difference between the rich and the poor is that the rich spend a larger share of their income on savings (pensions and insurance) and education.Source: WSJ, Labour Department,When building wealth, preserving wealth, and passing it to the next generation is the formula for financial success it is surprising that less than 20% of Americans do have a written plan when it comes to investing and even retirement [1].The paradox in human behavior is that we are perfectly rational and capable of planning for a major event in our lives, but this is usually forgotten when it comes to investing. In fact, you will find that only a third of investors have a written plan guiding their investment strategy and retirement plans.Why is a plan needed?
The investment world is a harsh jungle, a world of murky waters where the smartest and the most organized survive and become successful while the rest are gobbled up. A written plan short circuits our normal response to something as emotional as money. It prevents us from resorting to our gut feelings and emotions. Instead of following the herd mentality that may prompt you to make unwise investment decisions, a plan will force you to stick to a rational strategy that is underpinned by fundamental investment principles. Some of the difficult emotions that you will have to overcome while investing include:
1) The fear of failure
2) The tendency to continue with a certain approach just because you started it
3) Personal matters such as relationship issues at homeIt is also important to point out the main reasons why investors fall prey to the market and lose their precious funds:
1) Omitted facts and figures mislead investors into investing in a structurally unsound company or financial instrument
2) Overconfidence makes some investors think that they are invincible and that they can always beat the market.
3) Everyone wants to be seen as a champion, the successful general capable of leading an army to victory. This can make you make investment decisions that are not based on rational thinking but rather the desire to impress your friends, co-workers or family membersBy having an investment plan written down and actually following what it says, you will have dramatically increased your chances of winning and increasing the size of your nest egg or investment portfolio. The following are simple steps in creating a plan and avoiding the herd mentality and instinctual impulses that turn us into fools when investing:1. Set up specific and realistic goals
For example, instead of saying you want to have enough money to retire comfortably, think about how much money you’ll need. Your specific goal may be to save $500,000 by the time you’re 65.2. Calculate how much you need to save each month
If you need to save $500,000 by the time you’re 65, how much will you need to save each month? Decide if that’s a realistic amount for you to set aside each month. If not, you may need to adjust your goals.3. Choose your investment strategy
If you’re saving for long-term goals, you might choose more aggressive, higher-risk investments. If your goals are short term, you might choose lower-risk, conservative investments. Or you might want to take a more balanced approach.4. Develop an investment policy statement
Create an investment policy statement to guide your investment decisions. If you have an adviser, your investment policy statement will outline the rules you want your adviser to follow for your portfolio. Your investment policy statement should:Specify your investment goals and objectives,Describe the strategies that will help you meet your objectives,Describe your return expectations and time horizon,Include detailed information about how much risk you’re willing to take,Include guidelines on the types of investments that make up your portfolio, and how accessible your money needs to be, andSpecify how your portfolio will be monitored, and when or why it should be rebalanced.A smart investor with a written down plan and strategy has already won half the battle without making a single financial decision. By implementing the plan and adhering to laid down rules of operation, the smart investor will avoid the pitfalls caused by human emotion and behavior and end up winning big.